Commercial Umbrella Liability Insurance

Commercial Umbrella Liability Insurance

Commercial Umbrella Insurance offers extra liability coverage for the most expensive lawsuits. For example, if a covered lawsuit maxes out your General Liability Insurance policy but you still owe money for damages, Commercial Umbrella coverage can provide additional funds to make up the difference.

Specifically, Umbrella Liability Insurance can supplement the coverage offered by:

General Liability Insurance.

Employer's Liability Insurance (often included in Workers Compensation).

Commercial Auto Liability Insurance 

An insurer might also require you to carry the minimum policy limits on these small business insurance policies before offering you Commercial Umbrella Insurance. 

Note: an Umbrella policy cannot supplement the coverage of your Professional Liability Insurance