Business Owners Policy

Business Owners Policy 

All small businesses that want protection from unexpected financial losses should consider a business owner’s policy. Many companies only purchase general liability insurance, which does not protect business property. A BOP bundles general liability insurance with commercial property insurance for more complete coverage.


General liability insurance

General LiabilityInsurance protects against common business risks, such as customer injury or damage to client property. It’s often required when signing a commercial lease or a client contract.


Commercial property insurance

Commercial Property Insurance protects your building, equipment, and inventory from damage or loss.


A BOP is ideal for a small business that wants protection against common lawsuits and coverage for valuable business property, such as a building or specialized equipment.